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View ArticleBankruptcy Basics – Part 2: Types of Bankruptcy
A brief review of the three main types of bankruptcy cases for individuals chapters 7, 11, and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13...
View ArticleBankruptcy Basics – Part 3: Limits of Bankruptcy
Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are...
View ArticleBankruptcy Basics – Part 4: Filing for Bankruptcy
How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and...
View ArticleBankruptcy Basics – Part 5: Creditors’ Meeting
Every debtor is required to appear at a creditors’ meeting conducted by a trustee who asks the debtor questions about the debtor’s financial condition and gives creditors the opportunity to do the same.
View ArticleBankruptcy Basics – Part 6: Bankruptcy Crime
A debtor must be honest and accurate in dealing with the court or face serious consequences, including being charged with a bankruptcy crime.
View ArticleBankruptcy Basics – Part 7: Courts Hearings
In some cases, a debtor may be required to appear at hearings before a bankruptcy judge.
View ArticleBankruptcy Basics – Part 8: The Discharge
Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a creditor may not attempt to collect it from the debtor.
View ArticleBankruptcy Basics – Part 9: Legal Assistance
When does someone need a lawyer for a bankruptcy case? Individuals have a right to represent themselves in court, but bankruptcy is a complex area that involves many considerations including whether to...
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